bucket strategy

In our last column, we highlighted that high equity allocation in retirement can reduce safe withdrawal rates due to sequence-of-return risk. This provoked a lively debate. Several readers suggested that …

A professor at IIT Madras and the founder of personal finance platform Freefincal, Pattabiraman—affectionately known as “Pattu Sir” in India’s investing circles—achieved financial independence and early retirement (FIRE) at the …