credit history

I’m planning to take a personal loan to fund a certification course, but I’ve never taken any loans or used a credit card before. I’m not sure if I even …

As financial institutions focus on tightening credit norms amidst fluctuating interest rate regimes, clearly understanding credit scores and the significance of a strong credit profile has now become essential for …

In today’s world, credit reports and credit scores have become synonymous with financial health and stability. These tools, once primarily used by banks and financial institutions to assess a borrower’s …

In India sustaining an accurate credit report and a robust credit score is crucial as it directly impacts personal loan approvals and also influences applicable interest rates. Still, discrepancies can …

Maintaining a healthy credit score remains crucial for borrowers seeking loans, credit cards or favourable interest rates. Now, with the Reserve Bank of India’s recent reforms boosting credit reporting transparency, …

In India, there is a strong belief that avoiding debt is the best way to stand out and stay away from financial problems. Such a practice also keeps an individual …

A credit report is a comprehensive record of your credit-related activities compiled by credit bureaus. It includes detailed information about your existing and past loans, credit card usage, repayment behavior, …

For numerous Indian students, securing an educational loan is a critical step towards accomplishing academic success. Still, lacking a proper credit score and a clean credit history can pose significant …