credit report

Second-year engineering student Vineet Mishra is planning to buy a motorbike next year. As he inquired about credit, he learnt the concept of credit score, which is the benchmark of …

A loan rejection can be distressing, but the good news for people in the nation is that it does not directly damage your credit score. The impact of a rejection …

A credit score is a three-digit number that gives a fair idea about the creditworthiness and repayment capacity of an individual. Lending institutions are now increasingly relying on credit scores …

Settled personal loans wrongly marked on credit reports can continue to drag and bring down an individual’s credit score. Such wrong entries on loans can complicate future borrowing. Fortunately for …

Improving errors and mistakes in your credit report is important for maintaining a healthy credit score. It can help in ensuring seamless availability of credit facilities. A credit score is …

If you’re planning to buy a phone, a TV, or a car, you will be mostly buying it “on EMI”. Credit has become an integral part of our purchasing decisions, …

Credit score: If you are a credit card user or a loan borrower, you must be aware of the role that your credit behaviour plays in building your credit score. …

How many of us regularly check the health app on our phones, use a smart ring, or wear a multi-utility wristwatch that keeps us updated on our health parameters? I …

Improving your credit score before submitting any personal loan applications can significantly boost your chances of approval and help you secure easier interest rates. A high credit score, i.e., any …

Every individual in the country is entitled to one free credit report every year from each of the four leading credit bureaus, according to the Reserve Bank of India guidelines. …