credit report

Repaying loans becomes complicated when debtors are in a financial bind. As a result of the type of repayment status, lenders may classify an account as either “settled” or “written-off” …

A bad credit score can immensely restrict access to personal loans and credit cards, and even limit employment opportunities in the financial sector. Therefore, it is imperative to understand what …

Credit Information Companies (CICs) are an important part of the current lending landscape in India. They collect, analyse and disseminate credit information that lenders use for underwriting. They play a …

Every small inaccuracy in your credit report can quietly bring down your credit score. Thus lowering your chances of securing a personal loan or credit card. Now it is a …

Many of us review the progress of our goals regularly, which may include financial, health, career, and other goals. While reviewing the financial goals, it is important to review our …

More formally known as foreclosure (or prepayment) early loan closure has a surprise impact on your credit report and credit score. This article will look specifically at and explain how …

In a major move to enhance credit score accuracy and minimise reporting discrepancies, the Reserve Bank of India (RBI) has proposed making a unique borrower identification number mandatory for all …

If you are looking to borrow a loan and apply for the same with a bank or NBFC or fintech app, it is vital to know that the lender, invariably, …

Gold loans are extremely attractive in India because they are easy to get, have minimal documentation and can be approved really fast. While thinking about your credit in general, and …

Credit scores have now become the cornerstones of financial health in the country. Especially since the recent regulatory changes and developments mandating more frequent updates, closer checks, stricter scrutiny. Loan …