credit score

Maintaining a strong credit score is critical at every stage of adult life. Starting from early career years at 25 to the rep-retirement phase, i.e., the age of 60. As …

When you take a floating interest rate loan like a home loan, some banks decide the interest rate based on your credit score, along with other factors. The higher the …

When evaluating credit card and loan applications, banks and NBFCs consider various factors, including the applicant’s credit score, income, age, work experience, and other relevant details. The applicant’s credit score …

The wedding season typically sees a surge in discretionary spending. The family members of individuals entering wedlock have to holistically bear the expense of gifts, outfits, celebrations, and travel, which …

In India, the festival season has just begun, and its does not only brings joy and celebrations but also brings in renewed vigour in the economy by increased demand for …

Debt-to-income ratio, i.e., DTI, has emerged as one of the most important metrics that borrowers in the country rely on while conducting a background check on personal loan applicants and …

During a financial emergency, you took a five-year personal loan. You paid all instalments on time and successfully closed the loan on time. You are feeling proud of your achievement. …

With ever-rising cases of identity theft and financial fraud in the country, freezing one’s credit report is one of the simplest ways to protect one’s personal information and repayment integrity. …

With retail borrowing rising across India and digital lending becoming more accessible, borrowing smart has never been more important. Misusing a personal loan can lead to long-term debt, high interest …

Digital distribution of personal loans is rapidly gaining traction in the country. This has resulted in aspiring borrowers turning towards leading financial institutions to apply for and try to secure …