credit score

Using one credit card to repay the debt or bill on another credit card is generally not permitted by banking institutions in the country. This is done to keep overall …

Opting for the correct business credit card can help immensely in boosting cash flows, strengthening the company’s financial discipline and organising expenses. With lending institutions continuously upgrading their technology-driven product …

Your credit score plays a crucial role in how lending institutions and card issuers calculate borrowing costs. As financial institutions in the country have now started to strategically rely on …

Maintaining a strong credit score is critical at every stage of adult life. Starting from early career years at 25 to the rep-retirement phase, i.e., the age of 60. As …

When you take a floating interest rate loan like a home loan, some banks decide the interest rate based on your credit score, along with other factors. The higher the …

When evaluating credit card and loan applications, banks and NBFCs consider various factors, including the applicant’s credit score, income, age, work experience, and other relevant details. The applicant’s credit score …

The wedding season typically sees a surge in discretionary spending. The family members of individuals entering wedlock have to holistically bear the expense of gifts, outfits, celebrations, and travel, which …

In India, the festival season has just begun, and its does not only brings joy and celebrations but also brings in renewed vigour in the economy by increased demand for …

Debt-to-income ratio, i.e., DTI, has emerged as one of the most important metrics that borrowers in the country rely on while conducting a background check on personal loan applicants and …

During a financial emergency, you took a five-year personal loan. You paid all instalments on time and successfully closed the loan on time. You are feeling proud of your achievement. …