personal loan emi

Timely EMI payments for a personal loan or any other loan have the highest weightage in calculating the credit score. Hence, the borrower must pay the EMI before or by …

The Indian banking sector is currently facing a significant uptick in personal loan defaults, most notably in small-ticket loans and rural regions. According to data compiled by the Fintech Association …

Taking a personal loan can provide borrowers with financial flexibility. This comes in handy for big purchases or emergencies. Still, managing repayment is extremely important to avoid late fees, penalties, …

While paying debt off totally or in part often makes sense financially, would this affect your credit score? When making smart decisions, it is important to know in what way …

Finance has changed with the introduction of fast personal loan applications in India. These online lenders are an attractive option for emergency cash, as they offer quick approvals and minimal …

In today’s world, the advancement in technology and digitisation has disrupted most of the industries. Products and services can be conveniently ordered from anywhere at the click of a button, …

Paying your personal loan EMIs on time is important. If you don’t do that, your credit score will take a hit and getting new loans in future will be difficult. …

Punjab National Bank (PNB) has stated that it is reducing its Marginal Cost of Funds Based Lending Rate (MCLR) by 5 basis points (bps) on several loan tenors that should …

During a medical or any other financial emergency, in the absence of an emergency fund, an individual may use their credit card to tide over it. Once the emergency is …

When you want to borrow money from a bank for a personal purpose, you can choose from various credit products. These include a personal loan, line of credit, credit card, …